Bi-Weekly Employees and the United First Financial Money Merge Account

In my last post about John Doe and his Financial Planner/CPA telling him to invest his discretionary income instead of paying off his mortgage early, we saw that John Doe would payoff a $200K First Mortgage at 6% Fixed Interest for 30 Years in about 10.4 years or 125 months. When I did this example I input John Doe's income as bi-weekly. Believe it or not, if you are an employee who gets paid